Auto accident, at-fault, had insurance, what could happen?

I was involved in an accident, where I was at 5mph and someone hit me, both cars totalled. Police said he had right of way, and driver and passenger got injured with broken bones.

- what could happen?

- do i need a lawyer?

- is there a possible sue?

- can i counter sue?

i want to protect my assets, your help appreciated.

Auto accident, at-fault, had insurance, what could happen?ducati

if you were indeed only going 5mph and both vehicles got totaled, someone had to be grossly negligent. namely the other vehicle or your car was not on the higher end of value. if you were found at fault (and you agree with that) then the other party will go through your insurance company. they may try to sue you (since they have injuries) but is your insurance companies responsibility to represent you in these matters. if you get any paperwork, send it on to your insurance company. if your insurance company has to pay more than your limits (typically for personal auto insurance, the limits can be between $100,000 to $250,000 or more if you have realy good insurance. if the costs for the other party go above that, you may be called on to pay the remainder.

Auto accident, at-fault, had insurance, what could happen?hp

Your insurance company should have your interests at hand. if you are under-insured, you could be sued for more damages. Good luck.
First did you have full coverage if so they will go after your insurance company who will pay and raise your insurance rate sky high.
First of all, did you have auto insurance? If so, then just let your insurance carrier handle the situation. Do not talk to or discuss the accident with anyone other than your insurance company. If you didn't carry insurance coverage, then you may want to seek legal counsel to weigh your options, if you have any. LOL
If the other person was hurt and had broken bones assume he's going to get a lawyer and come after you.