Help!! Uninsured car accident and my fault?

I was driving without auto insurance, and scratched the backside of the front car. It was small scratch. (I need to be close to the car in order to look at the small scratch.) Now they charge me $1,156 for the damage, and her insurance company even hires the collecting agent to force me to pay. I do not know her car brand, her name, her cellular phone, and anything about her. They even did not show any detail information of the payment. I want to protect myself and Now what I can do? Should I hire laywer?

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Help!! Uninsured car accident and my fault?bmw

Well, first of all, if your state requires you to have auto insurance ( as some states don't ) you should not have been on the road in the first place. now, as for the damage, im under the impression that the police are not involved, because you never mentioned it. You really do not need to hire a lawyer unless it gets really nasty. I have never heard of a insurance company hiring a collection agency, something sounds fishy about that in itself, The person's car that you damaged cannot remain anonumyus. There has to be some kind of identifing factors there for you to be billed for the damages, and a collectioin company cannont force you to do anything, if they make any kind of threat to try to force you to pay, they have violated federal law. Just call the person's insurance company and tell them that you want to see the damage estimate, if they refuse to show you that then you tell them that you are not showing them any money. If it goes to court, just tell the judge that they have not been cooperative and has not showed you any damage estimate.