Convince me.....?

I think Auto insurance is a scam.......convince me that it's not!

I only need a card in my car to protect me from getting a no insurance ticket IF I'm ever pulled over.

P.S. I purchase insurance, I am insured, I just think it's a scam!

Tell me your thoughts on why or why not.

Convince me.....?hijackthis

Suppose that through some inadvertence you hit another vehicle, and seriously injure its occupant. The bills total thousands of dollars. Are you prepared to pay this out of your pocket? The purpose of insurance is to protect against catastrophic loss -- and to protect others against your causing such loss.

Convince me.....?malware

then how do you pay for the damage to the other person's car if you are in a accident?
Its the law